Collect
Send a payment prompt to any MTN or Airtel number. Choose whether you or your customer covers the 3% network fee, per wallet or per payment.
MTN and Airtel mobile money · Uganda
Collect from any phone, pay out to any number, and keep a separate balance for each shop, member or rider on your platform. One API, one dashboard.
Test everything free with sandbox money. Go live after a quick verification.
Send a payment prompt to any MTN or Airtel number. Choose whether you or your customer covers the 3% network fee, per wallet or per payment.
Send money to any mobile money number. You see the fee before you send, and funds are held safely until the network confirms.
Create a sub-wallet for every customer of your platform, each with its own balance and history. Move money between them instantly, with your own fee if you like.
Check the registered name on a number before money moves, so payouts land with the right person.
A clean JSON API with idempotency keys, signed webhooks and clear error codes. Test keys work against a full sandbox with magic phone numbers for success, failure and slow approvals, so you can build every path before real money moves.
# Collect UGX 10,000; the customer covers the fee
curl https://tiinypay.com/v1/deposits \
-H "Authorization: Bearer tp_test_…" \
-H "Content-Type: application/json" \
-d '{
"wallet_id": "wal_Zq4Hn8YtV2kPm6RbX3cLw9",
"msisdn": "0771234567",
"amount": 10000,
"reference": "order-77812",
"fee_bearer": "customer"
}'3%
Network fee per collection. You choose who pays it: your wallet or your customer.
Flat fee
A fixed network fee per payout by amount band, always shown before you confirm.
Free
Unlimited sub-wallets. Instant transfers between your wallets have no network fee.
Two-factor authentication on every sign-in, and again before any payout or new API key.
Every balance change is recorded in an append-only, tamper-evident ledger that is checked every hour.
Live access needs identity documents, verified phone numbers and a live check, reviewed by our team.
Free sandbox, no card, no paperwork.
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